Group Health Insurance

Group health insurance plans are designed to be more cost-effective for businesses. Employee premiums are typically less expensive than those for an individual health plan. Employers pay lower payroll taxes and can deduct their annual contributions when calculating income taxes.

• We work with all major healthcare providers

Partnership Protection / Buy-Sell Agreement

With a buy–sell agreement that is funded by life insurance, the company or the individual co-owners buy life insurance policies on the lives of each co-owner. Thus, if you died, the company or the co-owners would receive the death benefits from the insurance policies on your life.

Group Disability Income Insurance

In the wake of a disability, our business DI products can help business owners cover their overhead expenses and even allow a company to continue operating if one of the owners can no longer work.

Keyman Policy

Keyman insurance is a standard life insurance or trauma insurance policy that is used for business succession or business protection purposes. Key person policies are usually owned by the business and the aim is to compensate the business for losses incurred with the loss of a key income generator and facilitate business continuity.

Property & Casualty Insurance

Commercial casualty insurance is a broad category of protection that encompasses coverage against damage, property and other liability. Casualty insurance is sometimes combined with property insurance, which then is commonly referred to as “property and casualty” insurance.